/* G. GOENKA & ASSOCIATES - site stylesheet (source: _build/gg.css, copied by build.py) */
:root{
  --ink:#0b1d36; --ink-2:#132a4a; --blue:#0c5aae; --blue-2:#0a4a90;
  --gold:#c9a24a; --gold-2:#b38a33; --gold-soft:#f3e9d2;
  --paper:#f6f3ec; --line:#e5e1d8; --line-ink:rgba(255,255,255,.12);
  --text:#1b2433; --muted:#5b6575; --white:#fff;
  --serif:"Fraunces",Georgia,"Times New Roman",serif;
  --sans:"Manrope",system-ui,-apple-system,"Segoe UI",sans-serif;
  --r:14px; --wrap:1240px;
  --sec:clamp(64px,8vw,120px);
}
*,*::before,*::after{box-sizing:border-box}
:where(html){scroll-behavior:smooth;-webkit-text-size-adjust:100%}
:where(body){margin:0;font-family:var(--sans);font-size:16px;line-height:1.65;color:var(--text);background:#fff;-webkit-font-smoothing:antialiased}
:where(h1,h2,h3,h4,p,ul,dl,dd,figure){margin:0}
:where(ul){padding:0;list-style:none}
:where(a){color:inherit;text-decoration:none}
:where(img){max-width:100%;display:block;height:auto}
:where(button,input,select,textarea){font:inherit;color:inherit}
.hidden{display:none!important}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 clamp(20px,4vw,40px)}
.i{width:18px;height:18px;flex:none}
.skip{position:absolute;left:-9999px;top:8px;z-index:100;background:var(--ink);color:#fff;padding:10px 16px;border-radius:8px}
.skip:focus{left:12px}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}

/* type */
.eb{display:inline-flex;align-items:center;gap:12px;font:700 12px/1 var(--sans);letter-spacing:.2em;text-transform:uppercase;color:var(--blue);margin-bottom:18px}
.eb::before{content:"";width:28px;height:1.5px;background:var(--gold)}
.eb-light{color:var(--gold-soft)}
.h2{font:500 clamp(30px,1.4rem + 1.9vw,48px)/1.12 var(--serif);letter-spacing:-.015em;color:var(--ink);max-width:22ch}
.big{font-size:clamp(18px,1rem + .3vw,20px);line-height:1.6;color:var(--ink)}
.lead{font-size:clamp(17px,1rem + .25vw,19px);line-height:1.6}
.lnk{display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:15px;color:var(--blue);border-bottom:1.5px solid transparent;padding-bottom:2px;transition:gap .25s,border-color .25s}
.lnk:hover{gap:12px;border-color:currentColor}
.lnk .i{width:16px;height:16px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 26px;border-radius:999px;background:var(--blue);color:#fff;font-weight:700;font-size:15px;border:0;cursor:pointer;transition:background .25s,transform .25s,box-shadow .25s}
.btn:hover{background:var(--blue-2);transform:translateY(-2px);box-shadow:0 14px 30px -14px rgba(12,90,174,.6)}
.btn .i{width:17px;height:17px}
.btn-sm{min-height:44px;padding:0 20px;font-size:14px}
.btn-gold{background:var(--gold);color:var(--ink)}
.btn-gold:hover{background:#d6b264;box-shadow:0 14px 30px -14px rgba(201,162,74,.7)}
.btn-ghost{background:transparent;color:#fff;box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.45)}
.btn-ghost:hover{background:rgba(255,255,255,.1);box-shadow:inset 0 0 0 1.5px #fff}
.btn:disabled{opacity:.6;cursor:wait;transform:none}

/* top bar + header */
.topbar{background:var(--ink);color:rgba(255,255,255,.75);font-size:13px}
.topbar-in{display:flex;justify-content:space-between;align-items:center;min-height:40px;gap:20px}
.tb-r{display:flex;gap:26px}
.tb-r a{display:inline-flex;align-items:center;gap:8px;transition:color .2s}
.tb-r a:hover{color:#fff}
.tb-r .i{width:15px;height:15px;color:var(--gold)}
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);-webkit-backdrop-filter:saturate(1.4) blur(10px);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line);transition:box-shadow .3s}
.hdr.shadow-md{box-shadow:0 10px 30px -18px rgba(11,29,54,.35)}
.hdr-in{display:flex;align-items:center;gap:28px;min-height:84px}
.brand img{height:46px;width:auto}
.nav{display:flex;gap:30px;margin-left:auto}
.nav-a{position:relative;font-weight:600;font-size:15px;color:var(--ink);padding:6px 0}
.nav-a::after{content:"";position:absolute;left:0;right:0;bottom:0;height:2px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .25s}
.nav-a:hover::after,.nav-a.is-on::after{transform:scaleX(1)}
.nav-a.is-on{color:var(--blue)}
.nav-dd{position:relative;display:flex}
.nav-dd>.nav-a{white-space:nowrap}
.nav-pan{position:absolute;top:100%;right:-150px;width:620px;padding-top:26px;transform:translateY(8px);opacity:0;visibility:hidden;transition:opacity .2s,transform .2s,visibility .2s;transition-delay:.12s}
.nav-dd:hover .nav-pan,.nav-dd:focus-within .nav-pan{opacity:1;visibility:visible;transform:none;transition-delay:0s}
.nav-pan-in{display:grid;grid-template-columns:1fr 1fr;gap:4px;padding:14px;background:#fff;border:1px solid var(--line);border-bottom:0;border-radius:var(--r) var(--r) 0 0;box-shadow:0 30px 60px -30px rgba(11,29,54,.45)}
.nav-pan-in a{display:block;padding:12px 14px;border-radius:10px;transition:background .2s}
.nav-pan-in a:hover,.nav-pan-in a:focus-visible{background:var(--paper)}
.nav-pan-in b{display:block;font:500 17px/1.3 var(--serif);color:var(--ink)}
.nav-pan-in small{display:block;margin-top:3px;font-size:13px;line-height:1.45;color:var(--muted)}
.nav-pan-all{display:flex;align-items:center;justify-content:center;gap:8px;padding:14px;background:var(--ink);color:#fff;font-weight:700;font-size:14px;border-radius:0 0 var(--r) var(--r);box-shadow:0 30px 60px -30px rgba(11,29,54,.45)}
.nav-pan-all:hover{background:var(--ink-2)}
.nav-pan-all .i{width:16px;height:16px;color:var(--gold)}
.menu-btn{display:none;background:none;border:0;padding:8px;margin-right:-8px;cursor:pointer;color:var(--ink)}
.menu-btn .i{width:26px;height:26px}
.mobile-menu{position:fixed;top:0;right:0;bottom:0;width:min(88vw,380px);z-index:70;background:#fff;display:flex;flex-direction:column;transform:translateX(100%);visibility:hidden;transition:transform .35s ease,visibility .35s;box-shadow:-20px 0 60px -20px rgba(11,29,54,.4)}
.mobile-menu.open{transform:none;visibility:visible}
.mm-top{display:flex;justify-content:space-between;align-items:center;padding:20px 22px;border-bottom:1px solid var(--line)}
.mm-top img{height:34px;width:auto}
.mm-nav{display:flex;flex-direction:column;padding:14px 12px;overflow:auto}
.mm-a{padding:14px 12px;border-radius:10px;font:500 21px/1.2 var(--serif);color:var(--ink)}
.mm-a.is-on{background:var(--paper);color:var(--blue)}
.mm-foot{margin-top:auto;padding:22px;border-top:1px solid var(--line);display:grid;gap:12px;font-size:14px}
.mm-foot a:not(.btn){display:flex;align-items:center;gap:10px;color:var(--muted)}
.mm-foot .i{color:var(--blue)}
body>div.fixed.inset-0{position:fixed;inset:0;z-index:65;background:rgba(11,29,54,.5)}
.hdr-cta{white-space:nowrap;flex:none}
/* 8 nav items (Knowledge Bank, 2026-10-24): wider header wrap, logo steps down instead of being squashed */
.hdr-in{max-width:1440px}
.brand{min-width:0}
.brand img{object-fit:contain;object-position:left center}
@media (min-width:1024px){.brand img{height:42px}.nav{gap:26px}}
@media (max-width:1399px){.hdr-cta{display:none}}
@media (max-width:1239px){.brand img{height:34px}.nav{gap:18px}}
@media (max-width:1099px){.brand img{height:28px}}
@media (max-width:1023px){
  .nav{display:none}.menu-btn{display:block;margin-left:auto}
  .hdr-in{min-height:70px}.brand img{height:38px}
}
@media (min-width:1024px){body>div.fixed.inset-0{display:none}}
@media (max-width:720px){.tb-l{display:none}.topbar-in{justify-content:center}.tb-r{gap:18px}}
@media (max-width:420px){.tb-r a:last-child{display:none}.brand img{height:32px}}

/* sections */
.sec{padding:var(--sec) 0}
.sec-tight{padding-top:clamp(48px,6vw,80px)}
.sec-paper{background:var(--paper)}
.sec-ink{background:var(--ink);color:rgba(255,255,255,.78)}
.sec-ink .h2{color:#fff}
.sec-head{display:flex;justify-content:space-between;align-items:flex-end;gap:32px 60px;margin-bottom:clamp(36px,4vw,56px);flex-wrap:wrap}
.sec-sub{max-width:44ch;font-size:17px}

/* hero */
.hero{position:relative;background:var(--ink);color:#fff;overflow:hidden;isolation:isolate}
.hero-media{position:absolute;inset:0;z-index:-1}
.hs{position:absolute;inset:0;opacity:0;transition:opacity 1.6s ease}
.hs.is-on{opacity:1}
.hs img{width:100%;height:100%;object-fit:cover}
.hero-media::after{content:"";position:absolute;inset:0;background:
  linear-gradient(90deg,rgba(8,22,42,.96) 0,rgba(8,22,42,.9) 560px,rgba(8,22,42,.55) 900px,rgba(8,22,42,.35) 100%),
  linear-gradient(0deg,rgba(8,22,42,.95) 0,rgba(8,22,42,0) 260px)}
.hero-in{padding-top:clamp(80px,10vw,150px);padding-bottom:clamp(56px,6vw,90px)}
.hero h1,.hero .ht-h{font:400 clamp(40px,1.4rem + 4vw,76px)/1.04 var(--serif);letter-spacing:-.025em;max-width:14ch;margin-bottom:26px}
.hero h1 em,.hero .ht-h em{font-style:italic;color:var(--gold)}
.hero-txt{display:grid}
.ht{grid-area:1/1;opacity:0;visibility:hidden;transition:opacity .9s ease,visibility 0s .9s}
.ht.is-on{opacity:1;visibility:visible;transition:opacity .9s ease .5s,visibility 0s}
.hero .lead{max-width:38em;color:rgba(255,255,255,.82);margin-bottom:38px}
.hero-act{display:flex;gap:14px;flex-wrap:wrap}
.facts{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line-ink);margin:0}
.facts>div{padding:28px 24px 34px 0}
.facts>div+div{padding-left:28px;border-left:1px solid var(--line-ink)}
.facts dt{font:400 clamp(34px,1.4rem + 1.6vw,50px)/1 var(--serif);color:var(--gold);margin-bottom:8px}
.facts dd{font-size:14px;color:rgba(255,255,255,.72);letter-spacing:.02em}
@media (max-width:820px){
  .hero-media::after{background:linear-gradient(180deg,rgba(8,22,42,.78) 0,rgba(8,22,42,.92) 100%)}
  .facts{grid-template-columns:1fr 1fr}
  .facts>div{padding:22px 16px 24px 0}
  .facts>div:nth-child(3){padding-left:0;border-left:0}
  .facts>div:nth-child(n+3){border-top:1px solid var(--line-ink)}
}

/* intro (home) + story (about) */
.intro-grid,.story{display:grid;grid-template-columns:5fr 7fr;gap:clamp(40px,6vw,96px);align-items:center}
.story{grid-template-columns:7fr 5fr}
.intro-vis,.story-vis{position:relative;max-width:420px}
.intro-vis img,.story-vis img{width:100%;aspect-ratio:4/5;object-fit:cover;border-radius:var(--r)}
.intro-vis::before{content:"";position:absolute;inset:24px -24px -24px 24px;border:1.5px solid var(--gold);border-radius:var(--r);z-index:-1}
.intro-vis{isolation:isolate}
.intro-badge{position:absolute;left:-22px;bottom:32px;background:var(--ink);color:#fff;padding:18px 22px;border-radius:12px;box-shadow:0 20px 40px -20px rgba(11,29,54,.6)}
.intro-badge b{display:block;font:500 24px/1.1 var(--serif);color:var(--gold)}
.intro-badge span{font-size:13px;color:rgba(255,255,255,.7)}
.intro-txt>p,.story-txt>p{margin-bottom:18px;color:var(--muted)}
.intro-txt>p.big,.story-txt>p.big{color:var(--ink)}
.intro-txt .h2,.story-txt .h2{margin-bottom:26px}
.ticks{display:grid;grid-template-columns:1fr 1fr;gap:12px 28px;margin:28px 0 32px}
.ticks li{display:flex;gap:10px;align-items:flex-start;font-weight:600;color:var(--ink);font-size:15px;line-height:1.45}
.ticks .i{color:var(--gold-2);margin-top:1px;stroke-width:2.2}
.story-q{position:absolute;right:-28px;bottom:-28px;max-width:240px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px 22px;box-shadow:0 24px 50px -28px rgba(11,29,54,.45)}
.story-q b{display:block;font:500 34px/1 var(--serif);color:var(--blue);margin-bottom:6px}
.story-q span{font-size:14px;color:var(--muted);line-height:1.5}
@media (max-width:900px){
  .intro-grid,.story{grid-template-columns:1fr}
  .intro-vis,.story-vis{max-width:360px}
  .story-vis{order:-1}
  .story-q{right:-12px}
}
@media (max-width:560px){.ticks{grid-template-columns:1fr}.intro-badge{left:-8px}.intro-vis::before{inset:16px -12px -16px 16px}}

/* service cards */
.svc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line-ink);border:1px solid var(--line-ink);border-radius:var(--r);overflow:hidden}
.svc{position:relative;display:flex;flex-direction:column;gap:12px;padding:30px 28px 28px;background:var(--ink);min-height:250px;transition:background .3s}
.svc:hover{background:var(--ink-2)}
.svc-n{font:500 15px/1 var(--serif);color:var(--gold);letter-spacing:.06em}
.svc h3{font:500 23px/1.2 var(--serif);color:#fff;margin-top:14px}
.svc p{font-size:15px;line-height:1.55;color:rgba(255,255,255,.66)}
.svc-go{margin-top:auto;padding-top:10px;display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:14px;color:var(--gold-soft);transition:gap .25s}
.svc:hover .svc-go{gap:13px;color:var(--gold)}
.svc-go .i{width:16px;height:16px}
.svc-cta{background:var(--gold)}
.svc-cta:hover{background:#d6b264}
.svc-cta h3{color:var(--ink);margin-top:0}
.svc-cta p{color:rgba(11,29,54,.75)}
.svc-cta .svc-go,.svc-cta:hover .svc-go{color:var(--ink)}
.svc-grid-light{background:var(--line);border-color:var(--line)}
.svc-grid-light .svc{background:#fff}
.svc-grid-light .svc:hover{background:var(--paper)}
.svc-grid-light .svc h3{color:var(--ink)}
.svc-grid-light .svc p{color:var(--muted)}
.svc-grid-light .svc-n,.svc-grid-light .svc-go,.svc-grid-light .svc:hover .svc-go{color:var(--blue)}
@media (max-width:1100px){.svc-grid{grid-template-columns:repeat(3,1fr)}}
@media (max-width:820px){.svc-grid{grid-template-columns:1fr 1fr}.svc{min-height:0;padding:24px 22px}}
@media (max-width:520px){.svc-grid{grid-template-columns:1fr}.svc h3{margin-top:6px}}

/* partners */
.ptn-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.ptn{display:grid;grid-template-columns:132px 1fr;align-items:start;gap:26px;padding:34px;border:1px solid var(--line);border-radius:var(--r);background:#fff;transition:box-shadow .3s,border-color .3s}
.ptn:hover{border-color:transparent;box-shadow:0 30px 60px -36px rgba(11,29,54,.45)}
.ptn-mono{width:88px;height:88px;border-radius:50%;display:grid;place-items:center;background:var(--ink);color:var(--gold);font:500 30px/1 var(--serif);letter-spacing:.04em;box-shadow:inset 0 0 0 4px var(--ink),inset 0 0 0 5.5px var(--gold)}
.ptn-ph{position:relative;margin:0;aspect-ratio:220/260;min-height:0;border-radius:12px;overflow:hidden;background:var(--paper)}
.ptn-ph img{display:block;width:100%;height:100%;object-fit:cover;object-position:50% 20%}
.ptn-ph::after{content:"";position:absolute;inset:0;border-radius:inherit;box-shadow:inset 0 0 0 1px rgba(201,162,74,.55);pointer-events:none}
.ptn-role{font:700 12px/1 var(--sans);letter-spacing:.18em;text-transform:uppercase;color:var(--gold-2);margin-bottom:10px}
.ptn h3{font:500 28px/1.15 var(--serif);color:var(--ink)}
.ptn-q{font-size:14px;font-weight:600;color:var(--blue);margin:8px 0 18px}
.ptn-facts{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:18px}
.ptn-facts li{display:flex;flex-direction:column;padding:10px 14px;border-radius:10px;background:var(--paper);font-size:13px;line-height:1.35}
.ptn-facts b{font-weight:700;color:var(--ink)}
.ptn-facts span{color:var(--muted)}
.ptn-body>p:not(.ptn-role):not(.ptn-q){color:var(--muted);margin-bottom:14px;font-size:15.5px}
.ptn-list{display:grid;gap:32px;max-width:980px}
.ptn-list .ptn{grid-template-columns:200px 1fr;gap:clamp(26px,3.5vw,44px);padding:clamp(28px,4vw,48px)}
.ptn-list .ptn h3{font-size:clamp(28px,1.2rem + 1vw,36px)}
@media (max-width:900px){.ptn-grid{grid-template-columns:1fr}}
@media (max-width:560px){.ptn,.ptn-list .ptn{grid-template-columns:1fr;gap:18px;padding:26px 22px}.ptn-ph{width:150px}}

/* utilities */
.util-wrap{display:grid;grid-template-columns:4fr 7fr;gap:clamp(36px,5vw,80px);align-items:start}
.util-head p:not(.eb){color:var(--muted);margin-top:18px;max-width:36ch}
.util{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.ut{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:20px 22px;background:#fff;border:1px solid var(--line);border-radius:12px;transition:border-color .25s,transform .25s,box-shadow .25s}
.ut:hover{border-color:var(--blue);transform:translateY(-2px);box-shadow:0 16px 30px -22px rgba(12,90,174,.55)}
.ut b{display:block;font-weight:700;color:var(--ink);font-size:15.5px}
.ut small{font-size:13.5px;color:var(--muted)}
.ut .i{color:var(--blue)}
@media (max-width:900px){.util-wrap{grid-template-columns:1fr}}
@media (max-width:520px){.util{grid-template-columns:1fr}}

/* insights */
.ins-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.ins{display:flex;flex-direction:column;gap:14px;padding:28px;border:1px solid var(--line);border-radius:var(--r);background:#fff;transition:transform .3s,box-shadow .3s,border-color .3s}
.ins:hover{transform:translateY(-4px);border-color:transparent;box-shadow:0 30px 60px -36px rgba(11,29,54,.45)}
.ins-top{display:flex;justify-content:space-between;align-items:center;color:var(--blue)}
.ins-tag{font:700 11.5px/1 var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--gold-2);padding:7px 11px;border-radius:999px;background:var(--gold-soft)}
.ins h3{font:500 22px/1.25 var(--serif);color:var(--ink)}
.ins p{font-size:15px;color:var(--muted);line-height:1.6}
.ins-go{margin-top:auto;padding-top:6px;display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:14px;color:var(--blue);transition:gap .25s}
.ins:hover .ins-go{gap:12px}
.ins-go .i{width:16px;height:16px}
@media (max-width:1000px){.ins-grid{grid-template-columns:1fr 1fr}}
@media (max-width:620px){.ins-grid{grid-template-columns:1fr}}

/* cta band */
.cta{background:linear-gradient(120deg,var(--ink) 0,#0f2a52 60%,var(--blue-2) 130%);color:#fff;padding:clamp(56px,7vw,96px) 0}
.cta-in{display:flex;align-items:center;justify-content:space-between;gap:36px 60px;flex-wrap:wrap}
.cta h2{font:400 clamp(28px,1.2rem + 1.7vw,44px)/1.15 var(--serif);max-width:22ch;letter-spacing:-.015em}
.cta-act{display:flex;align-items:center;gap:28px;flex-wrap:wrap}
.cta-tel{display:flex;align-items:center;gap:14px;font-weight:700;font-size:18px}
.cta-tel .i{width:46px;height:46px;padding:13px;border-radius:50%;background:rgba(255,255,255,.1);color:var(--gold)}
.cta-tel small{display:block;font-weight:500;font-size:13px;color:rgba(255,255,255,.65)}

/* page hero */
.phero{position:relative;background:var(--ink);color:#fff;overflow:hidden;isolation:isolate;padding:clamp(56px,7vw,104px) 0 clamp(52px,6vw,88px)}
.phero::before{content:"";position:absolute;right:-120px;top:-160px;width:480px;height:480px;border-radius:50%;border:1.5px solid rgba(201,162,74,.28);z-index:-1}
.ph-bg{position:absolute;inset:0;z-index:-2}
.ph-bg img{width:100%;height:100%;object-fit:cover}
.ph-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(8,22,42,.97) 0,rgba(8,22,42,.9) 520px,rgba(8,22,42,.55) 100%)}
.phero h1{font:400 clamp(36px,1.3rem + 3vw,62px)/1.06 var(--serif);letter-spacing:-.022em;max-width:18ch;margin-bottom:20px}
.phero .lead{max-width:40em;color:rgba(255,255,255,.8)}
.crumbs{display:flex;gap:10px;font-size:13px;color:rgba(255,255,255,.6);margin-bottom:30px}
.crumbs a:hover{color:#fff}
@media (max-width:820px){.ph-bg::after{background:linear-gradient(180deg,rgba(8,22,42,.85),rgba(8,22,42,.94))}}

/* about pillars */
.pil-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.pil{padding:30px 26px;background:#fff;border-radius:var(--r);border:1px solid var(--line)}
.pil span{font:500 15px/1 var(--serif);color:var(--gold-2)}
.pil h3{font:500 22px/1.2 var(--serif);color:var(--ink);margin:18px 0 10px}
.pil p{font-size:15px;color:var(--muted)}
@media (max-width:1000px){.pil-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.pil-grid{grid-template-columns:1fr}}

/* services detail */
.sd-wrap{display:grid;grid-template-columns:270px 1fr;gap:clamp(32px,5vw,72px);align-items:start}
.sd-idx{position:sticky;top:110px}
.sd-idx nav{display:flex;flex-direction:column;border-left:1px solid var(--line)}
.sd-idx a{display:flex;gap:12px;padding:9px 0 9px 18px;margin-left:-1px;border-left:2px solid transparent;font-size:14.5px;font-weight:600;color:var(--muted);transition:color .2s,border-color .2s}
.sd-idx a span{font:500 13px/1.6 var(--serif);color:var(--gold-2);min-width:20px}
.sd-idx a:hover,.sd-idx a.is-on{color:var(--ink);border-left-color:var(--gold)}
.sd-list{display:grid;gap:28px}
.sd{padding:clamp(28px,4vw,44px);border:1px solid var(--line);border-radius:var(--r);background:#fff;scroll-margin-top:110px}
.sd-h{display:flex;gap:22px;align-items:flex-start;padding-bottom:24px;margin-bottom:24px;border-bottom:1px solid var(--line)}
.sd-n{flex:none;width:54px;height:54px;border-radius:50%;display:grid;place-items:center;background:var(--ink);color:var(--gold);font:500 18px/1 var(--serif)}
.sd-h h2{font:500 clamp(26px,1.1rem + 1vw,34px)/1.15 var(--serif);color:var(--ink)}
.sd-h p{color:var(--muted);margin-top:6px}
.sd-p{color:var(--muted);margin-bottom:16px}
.sd-g{margin-bottom:22px}
.sd-g h4{font:700 12px/1 var(--sans);letter-spacing:.18em;text-transform:uppercase;color:var(--blue);margin-bottom:4px}
.ticks-2{margin:16px 0 0}
.ticks-2 li{font-weight:500;color:var(--text)}
@media (max-width:960px){.sd-wrap{grid-template-columns:1fr}.sd-idx{position:static}.sd-idx nav{flex-direction:row;flex-wrap:wrap;gap:8px;border:0}
  .sd-idx a{border:1px solid var(--line);border-radius:999px;padding:7px 14px;margin:0;font-size:13.5px}}
@media (max-width:560px){.sd-h{gap:16px}.sd-n{width:44px;height:44px;font-size:15px}}

/* knowledge bank */
.kb-find{display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:12px 24px;padding:22px 24px;background:var(--paper);border-radius:var(--r);position:sticky;top:96px;z-index:5;box-shadow:0 12px 24px -20px rgba(11,29,54,.4)}
.kb-find .fld{flex:1 1 320px;margin:0}
.kb-count{font-size:14px;font-weight:600;color:var(--muted);padding-bottom:12px}
.kb-n{display:inline-block;margin-left:6px;font-size:13px;font-weight:700;color:var(--gold-2);white-space:nowrap}
.kb-g{scroll-margin-top:200px}
.kb-ul{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:2px 22px}
.kb-ul+.kb-sub,.kb-sub+.kb-sub,.kb-sub+.kb-ul{margin-top:24px}
.kb-ul a{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;padding:10px 2px;border-bottom:1px solid var(--line);font-size:15px;font-weight:500;line-height:1.45;color:var(--text);transition:color .2s,border-color .2s}
.kb-ul a .i{width:15px;height:15px;margin-top:3px;color:var(--gold-2);opacity:.65;transition:opacity .2s}
.kb-ul a:hover{color:var(--blue);border-bottom-color:var(--gold)}
.kb-ul a:hover .i{opacity:1}
.kb-sub h4{display:flex;align-items:center;gap:10px;font:700 12px/1 var(--sans);letter-spacing:.18em;text-transform:uppercase;color:var(--blue);margin-bottom:6px}
.kb-sub h4 span{font:500 12px/1 var(--serif);letter-spacing:0;color:var(--gold-2)}
.kb-g[hidden],.kb-sub[hidden],.kb-ul[hidden],.kb-ul li[hidden],.kb-empty[hidden]{display:none}
.kb-empty{padding:28px;text-align:center;color:var(--muted);border:1px dashed var(--line);border-radius:var(--r)}
.kb-empty a{color:var(--blue);font-weight:700}
@media (max-width:960px){.kb-find{top:80px}}
@media (max-width:560px){.kb-find{padding:16px;position:static}.kb-ul{grid-template-columns:1fr}}

/* forms */
.career,.contact{display:grid;grid-template-columns:5fr 7fr;gap:clamp(36px,5vw,80px);align-items:start}
.career-side p:not(.eb){color:var(--muted);margin-top:18px}
.note{display:flex;gap:12px;padding:16px 18px;border-radius:12px;background:var(--paper);font-size:14.5px}
.note .i{color:var(--blue);margin-top:2px}
.note a{color:var(--blue);font-weight:700}
.card-form{padding:clamp(26px,4vw,44px);border-radius:18px;background:#fff;border:1px solid var(--line);box-shadow:0 40px 80px -50px rgba(11,29,54,.45);scroll-margin-top:120px}
.card-form .h2{font-size:clamp(26px,1.1rem + 1vw,34px);margin-bottom:26px}
.gform-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px 20px;margin-bottom:22px}
.fld{display:flex;flex-direction:column;gap:7px}
.fld-full{grid-column:1/-1}
.fld>span{font-size:13.5px;font-weight:700;color:var(--ink)}
.fld i{font-style:normal;color:#b42318;margin-left:3px}
.fld input,.fld select,.fld textarea{width:100%;min-height:50px;padding:12px 15px;border:1.5px solid var(--line);border-radius:10px;background:#fbfaf7;transition:border-color .2s,background .2s,box-shadow .2s}
.fld textarea{resize:vertical;min-height:130px}
.fld input:focus,.fld select:focus,.fld textarea:focus{outline:0;border-color:var(--blue);background:#fff;box-shadow:0 0 0 4px rgba(12,90,174,.12)}
.wlk-form-status{margin-bottom:16px;padding:12px 16px;border-radius:10px;font-size:14.5px;font-weight:600}
.gform .btn{width:100%}
.c-info{display:grid;gap:16px}
.c-card{display:flex;gap:18px;padding:24px;border:1px solid var(--line);border-radius:var(--r);background:#fff}
.c-ic{flex:none;width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:var(--ink);color:var(--gold)}
.c-card h3{font:500 21px/1.2 var(--serif);color:var(--ink);margin-bottom:6px}
.c-card p{color:var(--muted);font-size:15.5px;margin-bottom:8px}
.c-card p a{color:var(--ink);font-weight:700}
.map{line-height:0;background:var(--paper)}
.map iframe{width:100%;height:420px;border:0;filter:grayscale(.35) contrast(1.05)}
@media (max-width:960px){.career,.contact{grid-template-columns:1fr}}
@media (max-width:560px){.gform-grid{grid-template-columns:1fr}.map iframe{height:320px}}

/* prose */
.prose{max-width:780px}
.prose p{margin-bottom:20px;color:var(--muted);font-size:16.5px}

/* insight article (blog PDFs rendered as HTML) */
.ins-min{font-size:12.5px;font-weight:600;color:var(--muted)}
.art-hero h1{max-width:24ch;font-size:clamp(32px,1.2rem + 2.4vw,52px);line-height:1.1}
.art-wrap{display:grid;grid-template-columns:minmax(0,720px) 300px;justify-content:space-between;gap:clamp(36px,5vw,80px);align-items:start}
.art{font-size:clamp(17px,1rem + .15vw,18px);line-height:1.75;color:var(--text)}
.art-meta{display:flex;flex-wrap:wrap;gap:6px 22px;padding-bottom:22px;margin-bottom:34px;border-bottom:1px solid var(--line);font-size:14px;font-weight:600;color:var(--muted)}
.art-meta span+span::before{content:"";display:inline-block;width:5px;height:5px;border-radius:50%;background:var(--gold);margin-right:22px;vertical-align:middle}
.art p{margin-bottom:1.15em}
.art h2{font:500 clamp(26px,1.1rem + 1vw,34px)/1.2 var(--serif);letter-spacing:-.01em;color:var(--ink);margin:1.9em 0 .6em;scroll-margin-top:120px}
.art-meta+h2{margin-top:0}
.art h3{font:600 clamp(20px,1rem + .4vw,23px)/1.3 var(--serif);color:var(--ink);margin:1.6em 0 .5em}
.art h2+h3{margin-top:.9em}
.art h4{font:700 13px/1.3 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin:1.6em 0 .7em}
.art strong{font-weight:700;color:var(--ink)}
.art ul,.art ol{margin:0 0 1.3em;padding-left:1.4em}
.art ul{list-style:none;padding-left:0}
.art ul>li{position:relative;padding-left:1.5em}
.art ul>li::before{content:"";position:absolute;left:.25em;top:.72em;width:7px;height:7px;border-radius:50%;background:var(--gold)}
.art ol{list-style:decimal}
.art ol>li{padding-left:.35em}
.art ol>li::marker{font:600 1em var(--serif);color:var(--gold-2)}
.art li{margin-bottom:.55em}
.art li ul{margin:.5em 0 .2em}
.art li ul>li::before{background:transparent;border:1.5px solid var(--gold);width:6px;height:6px}
.art-tip{margin:0 0 1.4em;padding:18px 22px;border-left:3px solid var(--gold);border-radius:0 12px 12px 0;background:var(--paper);font-size:.94em}
.art-tip b{display:block;font:700 12px/1 var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--gold-2);margin-bottom:8px}
.art-tip p{margin:0}
.art-foot{display:flex;flex-wrap:wrap;align-items:center;gap:18px 28px;margin-top:44px!important;padding-top:28px;border-top:1px solid var(--line)}
.art-side{position:sticky;top:120px;display:grid;gap:22px}
.art-toc nav{display:flex;flex-direction:column;border-left:1px solid var(--line)}
.art-toc a{padding:7px 0 7px 16px;margin-left:-1px;border-left:2px solid transparent;font-size:14px;font-weight:600;line-height:1.4;color:var(--muted);transition:color .2s,border-color .2s}
.art-toc a:hover{color:var(--ink);border-left-color:var(--gold)}
.art-help{padding:26px;border-radius:var(--r);background:var(--ink);color:rgba(255,255,255,.78);font-size:15px}
.art-help h3{font:500 22px/1.25 var(--serif);color:#fff;margin-bottom:8px}
.art-help .btn{margin:18px 0 14px;width:100%}
.art-tel{display:inline-flex;align-items:center;gap:10px;font-weight:700;color:#fff}
.art-tel .i{color:var(--gold)}
@media (max-width:960px){.art-wrap{grid-template-columns:1fr}.art-side{position:static}.art-toc{display:none}}

/* footer */
.ftr{background:#08162a;color:rgba(255,255,255,.66);padding:clamp(56px,6vw,84px) 0 0;font-size:14.5px}
.ftr-top{display:grid;grid-template-columns:4fr 2fr 3fr 4fr;gap:40px;padding-bottom:52px}
.ftr-brand img{height:44px;width:auto;margin-bottom:22px}
.ftr-brand p{max-width:34ch}
.ftr h4{font:700 12px/1 var(--sans);letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:20px}
.ftr ul{display:grid;gap:10px}
.ftr a{transition:color .2s}
.ftr a:hover{color:#fff}
.ftr-c p{display:flex;gap:12px;margin-bottom:14px;line-height:1.6}
.ftr-c .i{color:var(--gold);margin-top:3px}
.ftr-bot{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;padding:22px 0;border-top:1px solid rgba(255,255,255,.1);font-size:13px;color:rgba(255,255,255,.5)}
@media (max-width:1000px){.ftr-top{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.ftr-top{grid-template-columns:1fr;gap:34px}}

/* reveal (only when JS is running; gg.js adds .in) */
.js .rv{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}
.js .rv.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  .js .rv{opacity:1;transform:none;transition:none}
  .hs,.ht,.ht.is-on{transition:none}
  *{scroll-behavior:auto!important}
}

/* tools page */
.util-head .lnk{margin-top:22px}
.tl-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.tl-card{display:flex;flex-direction:column;gap:12px;padding:26px 26px 28px;background:#fff;border:1px solid var(--line);border-radius:18px;transition:transform .25s,box-shadow .25s,border-color .25s}
.tl-card:hover{transform:translateY(-3px);border-color:var(--gold);box-shadow:0 24px 50px -34px rgba(11,29,54,.5)}
.tl-n{display:inline-grid;place-items:center;flex:none;width:44px;height:44px;border-radius:10px;background:var(--gold-soft);color:var(--gold-2);font-weight:800;font-size:16px}
.tl-card h3{font-size:18px;font-weight:700;color:var(--ink);margin-top:10px}
.tl-card p{font-size:14.5px;line-height:1.6;color:var(--muted)}
.tl-list{display:flex;flex-direction:column;gap:28px}
.tl-panel{scroll-margin-top:110px;padding:clamp(24px,3.5vw,40px);background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 40px 80px -60px rgba(11,29,54,.45)}
.tl-ph{display:flex;gap:18px;align-items:flex-start;padding-bottom:22px;margin-bottom:24px;border-bottom:1px solid var(--line)}
.tl-ph h2{font:500 clamp(22px,1rem + 1vw,28px)/1.2 var(--serif);color:var(--ink)}
.tl-ph p{color:var(--muted);margin-top:6px}
.tl-body{display:grid;grid-template-columns:7fr 5fr;gap:clamp(24px,3vw,44px);align-items:start}
.tl-body>*{min-width:0}
.tl-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px 18px;margin-bottom:20px}
.tl-grid .fld small{font-size:12.5px;color:var(--muted)}
.tl-form.is-new .fld-c80,.tl-form.is-new .fld-d80,.tl-form.is-new .fld-hloan,.tl-form.is-new .fld-other{display:none}
.tl-form[data-tool="dep"]:not(.is-wdv) .fld-rate,.tl-form[data-tool="dep"].is-wdv .fld-salvage{display:none}
.tl-out{position:sticky;top:110px;padding:24px;border-radius:14px;background:var(--ink);color:#fff;min-height:120px;overflow-x:auto}
.tl-rows div{display:flex;justify-content:space-between;gap:16px;padding:11px 0;border-bottom:1px solid var(--line-ink);font-size:15px}
.tl-rows dt{color:rgba(255,255,255,.7)}
.tl-rows dd{font-weight:700;text-align:right}
.tl-rows .tl-total{border-bottom:0;padding-top:16px}
.tl-rows .tl-total dt{color:#fff;font-weight:700}
.tl-rows .tl-total dd{color:var(--gold);font:600 24px/1 var(--serif)}
.tl-note{margin-top:14px;font-size:13.5px;line-height:1.6;color:rgba(255,255,255,.62)}
.tl-verdict{font-size:16px;line-height:1.55}
.tl-verdict b{color:var(--gold)}
.tl-vs{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:16px}
.tl-vs div{display:flex;flex-direction:column;gap:4px;padding:16px;border-radius:10px;background:rgba(255,255,255,.06)}
.tl-vs span{font-size:13px;color:rgba(255,255,255,.7)}
.tl-vs b{font:600 24px/1.1 var(--serif);color:#fff}
.tl-vs small{font-size:12.5px;color:rgba(255,255,255,.55)}
.tl-table{width:100%;border-collapse:collapse;font-size:14.5px}
.tl-table th{text-align:left;font-size:12.5px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;padding:10px 12px;border-bottom:2px solid var(--gold)}
.tl-table td{padding:11px 12px;border-bottom:1px solid var(--line);vertical-align:top}
.tl-out .tl-table th{color:rgba(255,255,255,.7)}
.tl-out .tl-table td{border-color:var(--line-ink)}
.tl-out .tl-table{font-size:14px}
.tl-out .tl-table th,.tl-out .tl-table td{padding:9px 8px}
.tl-find .tl-q{max-width:460px}
.tl-count{margin:12px 0 8px;font-size:13px;color:var(--muted)}
.tl-scroll{max-height:460px;overflow:auto;border:1px solid var(--line);border-radius:12px}
.tl-scroll .tl-table th{position:sticky;top:0;background:#fff;color:var(--ink)}
.tl-scroll .tl-table td b{color:var(--blue);white-space:nowrap}
.tl-scroll tbody tr:nth-child(even){background:#fbfaf7}
.tl-find .tl-note{color:var(--muted)}
.tl-find .tl-note a,.tl-disc a{color:var(--blue);text-decoration:underline}
.tl-disc{font-size:14px;line-height:1.65;color:var(--muted);max-width:80ch}
@media (max-width:1100px){.tl-cards{grid-template-columns:repeat(2,1fr)}}
@media (max-width:900px){.tl-body{grid-template-columns:1fr}.tl-out{position:static}}
@media (max-width:560px){.tl-cards,.tl-grid{grid-template-columns:1fr}.tl-ph{gap:14px}.tl-table{font-size:13.5px}.tl-out{padding:18px 14px}.tl-out .tl-table{font-size:12.5px}.tl-out .tl-table th,.tl-out .tl-table td{padding:8px 5px}.tl-out .tl-table th{font-size:11px;letter-spacing:0}}
/* kb mirror (reference copies of the old Knowledge Bank, current/kb/*.html) */
.kbm-hero{padding:clamp(40px,5vw,72px) 0 clamp(36px,4vw,56px)}
.kbm-hero h1{font-size:clamp(28px,1.1rem + 2vw,46px);max-width:30ch}
.kbm-hero .crumbs{flex-wrap:wrap;row-gap:4px;margin-bottom:22px}
.kbm{max-width:1000px;font-size:15.5px;line-height:1.7;color:var(--text);overflow-wrap:anywhere}
.kbm p{margin:0 0 .7em}
.kbm .kc{text-align:center}.kbm .kr{text-align:right}
.kbm h1,.kbm h2,.kbm h3,.kbm h4,.kbm h5{font-family:var(--serif);font-weight:500;color:var(--ink);line-height:1.25;margin:1.2em 0 .5em}
.kbm h1,.kbm h2{font-size:26px}.kbm h3{font-size:21px}.kbm h4,.kbm h5{font-size:18px}
.kbm a{color:var(--blue);text-decoration:underline;text-underline-offset:2px}
.kbm a:hover{color:var(--gold-2)}
.kbm ul,.kbm ol{padding-left:1.4em;margin:0 0 1em}.kbm ul{list-style:disc}
.kbm img{display:inline-block;max-width:100%;height:auto}
.kbm table{width:100%;border-collapse:collapse;margin:0 0 1.4em;font-size:14.5px;display:block;overflow-x:auto}
.kbm th{text-align:left;font-weight:700;color:var(--ink);background:var(--paper);border-bottom:2px solid var(--gold)}
.kbm th,.kbm td{padding:9px 12px;border-bottom:1px solid var(--line);vertical-align:top}
.kbm table table{display:table;margin:0;font-size:inherit}
.kbm tr:hover>td{background:#fbfaf7}
.kbm input,.kbm select,.kbm textarea{max-width:220px;padding:6px 10px;border:1px solid var(--line);border-radius:8px;background:#f4f4f4}
.kbm ul.kbm-links{list-style:none;padding:0;margin:0 0 1.4em;display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:12px}
.kbm-links li{margin:0;min-width:0}
.kbm-links a{display:flex;align-items:center;justify-content:space-between;gap:14px;height:100%;padding:16px 18px;border:1px solid var(--line);border-radius:var(--r);background:#fff;color:var(--ink);font-weight:600;font-size:15px;line-height:1.4;text-decoration:none;transition:border-color .2s,box-shadow .2s,color .2s}
.kbm-links a::after{content:"\2192";flex:none;color:var(--gold);font-weight:400;transition:transform .2s}
.kbm-links a[target="_blank"]::after{content:"\2197"}
.kbm-links a:hover{color:var(--blue);border-color:var(--gold);box-shadow:0 8px 24px rgba(11,29,54,.08)}
.kbm-links a:hover::after{transform:translateX(3px)}
.kbm-note{max-width:1000px;margin:0 0 24px;padding:16px 20px;border-left:3px solid var(--gold);background:var(--paper);border-radius:0 var(--r) var(--r) 0;font-size:15px}
.kbm-note a,.kbm-src a{color:var(--blue);text-decoration:underline}
.kbm-src{margin-top:40px;padding-top:20px;border-top:1px solid var(--line)}
@media (max-width:560px){.kbm{font-size:15px}.kbm th,.kbm td{padding:8px 8px}}
/* kb provider pages (intro + stat cards + form library) */
.kbm .kbx-intro{position:relative;margin:0 0 28px;padding:clamp(24px,3vw,36px);background:var(--paper);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.kbm .kbx-intro::before{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:var(--gold)}
.kbm .kbx-eb{display:inline-block;margin:0 0 14px;padding:5px 12px;border-radius:99px;background:var(--gold-soft);color:var(--gold-2);font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.kbm .kbx-grid{display:grid;grid-template-columns:minmax(0,1.7fr) minmax(0,1fr);gap:clamp(20px,3vw,40px);align-items:center}
.kbm .kbx-lead{margin:0;font-size:clamp(16px,.9rem + .3vw,18px);line-height:1.65;color:var(--ink-2)}
.kbm .kbx-stats{display:grid;gap:12px}
.kbm .kbx-stat{padding:16px 18px;background:#fff;border:1px solid var(--line);border-radius:12px}
.kbm .kbx-sl{font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.kbm .kbx-sv{margin-top:4px;font-family:var(--serif);font-size:19px;line-height:1.3;color:var(--ink)}
.kbm .kbx-card{padding:clamp(22px,3vw,34px);background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:0 10px 30px rgba(11,29,54,.06)}
.kbm .kbx-head{display:flex;justify-content:space-between;align-items:flex-end;gap:16px 28px;flex-wrap:wrap;margin:0 0 22px;padding-bottom:20px;border-bottom:1px solid var(--line)}
.kbm .kbx-head>div:first-child{flex:1 1 380px;min-width:0}
.kbm .kbx-h{margin:0 0 6px;font-size:clamp(22px,1rem + 1vw,28px)}
.kbm .kbx-copy{margin:0;color:var(--muted);max-width:62ch}
.kbm .kbx-tag{flex:none;padding:10px 16px;border-radius:10px;background:var(--ink);color:#fff;font-size:14px;line-height:1.35}
.kbm .kbx-tag strong{display:block;font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);font-weight:700}
.kbm .kbx-tbl{border:1px solid var(--line);border-radius:12px;overflow:hidden}
.kbm .kbx-tbl table{margin:0;display:table;font-size:15px}
.kbm .kbx-tbl th{background:var(--ink);color:#fff;border-bottom:0;font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;padding:13px 18px}
.kbm .kbx-tbl td{padding:15px 18px;vertical-align:middle}
.kbm .kbx-tbl tbody tr:last-child td{border-bottom:0}
.kbm .kbx-tbl tbody tr:nth-child(even)>td{background:#fbfaf7}
.kbm .kbx-tbl tbody tr:hover>td{background:var(--gold-soft)}
.kbm .kbx-tbl td:first-child{font-weight:700;color:var(--ink);white-space:nowrap}
.kbm .kbx-tbl th:last-child,.kbm .kbx-tbl td:last-child{text-align:right;width:1%;white-space:nowrap}
.kbm a.kbx-dl{display:inline-flex;align-items:center;gap:7px;padding:7px 14px;border:1px solid var(--blue);border-radius:99px;color:var(--blue);font-size:13px;font-weight:700;letter-spacing:.04em;text-decoration:none;transition:background .2s,color .2s}
.kbm a.kbx-dl::before{content:"";width:14px;height:14px;background:currentColor;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12 4v11m0 0-4.5-4.5M12 15l4.5-4.5M5 20h14'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12 4v11m0 0-4.5-4.5M12 15l4.5-4.5M5 20h14'/%3E%3C/svg%3E") center/contain no-repeat}
.kbm a.kbx-dl:hover{background:var(--blue);color:#fff}
@media (max-width:820px){.kbm .kbx-grid{grid-template-columns:1fr}.kbm .kbx-stats{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.kbm .kbx-stats{grid-template-columns:1fr}
  .kbm .kbx-card{padding:20px 16px}
  /* table -> one card per form: number + description on the left, the download on the right */
  .kbm .kbx-tbl thead{display:none}
  .kbm .kbx-tbl table,.kbm .kbx-tbl tbody{display:block}
  .kbm .kbx-tbl tr{display:grid;grid-template-columns:minmax(0,1fr) auto;column-gap:12px;align-items:center;padding:14px;border-bottom:1px solid var(--line)}
  .kbm .kbx-tbl tbody tr:last-child{border-bottom:0}
  .kbm .kbx-tbl td,.kbm .kbx-tbl td:first-child,.kbm .kbx-tbl td:last-child{display:block;padding:0;border:0;background:none!important;width:auto;white-space:normal;overflow-wrap:normal;text-align:left}
  .kbm .kbx-tbl td:first-child{grid-column:1}
  .kbm .kbx-tbl td:nth-child(2){grid-column:1;margin-top:2px;font-size:14px;color:var(--muted)}
  .kbm .kbx-tbl td:last-child{grid-column:2;grid-row:1 / span 2}
  .kbm .kbx-tbl tbody tr:nth-child(even){background:#fbfaf7}}
/* kb calculators (kb/*-calculator.html etc., built by kb_calcs(); logic in tools.js) */
.tl-body.is-wide{grid-template-columns:1fr}
.tl-body.is-wide .tl-out{position:static}
.tl-sub{margin-top:8px;padding-bottom:8px;border-bottom:1px solid var(--line);font-size:12.5px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-2)}
.tl-hint{font-size:13.5px;line-height:1.6;color:var(--muted);padding:14px 16px;background:var(--paper);border-radius:10px}
.tl-in .tl-table td{padding:8px 10px;vertical-align:middle}
.tl-in input,.tl-in select{width:100%;min-width:110px;min-height:42px;padding:8px 12px;border:1.5px solid var(--line);border-radius:8px;background:#fbfaf7;font:inherit}
.tl-in input:focus,.tl-in select:focus{outline:0;border-color:var(--blue);background:#fff;box-shadow:0 0 0 3px rgba(12,90,174,.12)}
.tl-in td:first-child{font-weight:700;color:var(--ink);white-space:nowrap}
.tl-in .tl-ck{text-align:center}
.tl-in .tl-ck input{width:20px;min-width:0;min-height:20px;accent-color:var(--blue)}
.tl-scroll.tl-in{max-height:none}
.tl-fillbtn{padding:9px 16px;border:1.5px solid var(--line);border-radius:999px;background:#fff;color:var(--blue);font-family:inherit;font-size:13.5px;font-weight:700;line-height:1;cursor:pointer}
.tl-fillbtn:hover{border-color:var(--blue)}
.tl-out .tl-scroll{border-color:var(--line-ink);margin-bottom:8px;max-height:none}
.tl-out .tl-scroll .tl-table th{background:var(--ink);color:rgba(255,255,255,.7)}
.tl-out .tl-scroll tbody tr:nth-child(even){background:rgba(255,255,255,.04)}
.tl-out .tl-tr-total td{font-weight:800;color:var(--gold)}
.tl-out .tl-table td b{color:#fff}
.gm-res{display:flex;flex-direction:column;max-height:300px;overflow:auto;border:1px solid var(--line);border-radius:12px;background:#fff}
.gm-res[hidden],.gm-pick[hidden]{display:none}
.gm-res button{display:flex;flex-direction:column;gap:3px;padding:11px 15px;border:0;border-bottom:1px solid var(--line);background:none;text-align:left;font:inherit;cursor:pointer}
.gm-res button:hover,.gm-res button:focus-visible{background:#fbfaf7;outline:0}
.gm-res button span{font-size:14.5px;font-weight:600;color:var(--ink)}
.gm-res small,.gm-pick small{font-size:12.5px;color:var(--muted)}
.gm-none{padding:14px 16px;font-size:14px;color:var(--muted)}
.gm-pick{display:flex;flex-direction:column;gap:4px;padding:14px 16px;border-left:3px solid var(--gold);background:var(--paper);border-radius:0 10px 10px 0}
.gm-pick b{color:var(--ink);font-size:15px}
@media (max-width:560px){.tl-in .tl-table td{padding:6px 5px}.tl-in input,.tl-in select{min-width:84px;padding:6px 8px}}